Monthly Archives: September 2017

Apply Online Bank of India Credit Card Visa Gold | Apply Credit Card

Bank of India Credit Card Visa Gold | Online Apply Credit Card.

Now Online Apply Credit Card Bank of India, Specially made for the people who need to unite the sheer convenience of keeping cash with the effortlessness. Bank of India Visa Gold Card will make your purchases all the additionally adjusting.

BOI Visa Gold Card offers EMI decision at direct advance charges wherein the cardholder can change over costly portions to segments.

Visa Gold Card of Bank of India will make your shopping foundation all the more compensating with tip top advantages and reward arranges. With Visa Gold Credit card, you don’t have to stand up to the irritates of profiting trade and sitting tight for the change. With an assortment of ideal conditions including equality trade, add-on card decisions, and versatile credit oblige, Bank of India Visa Gold Card will captivate the cardholder.

Open up another universe of invigorating offers, propelling points of interest and accommodating decisions by using the Bank of India Visa Gold Card for your trades.


Online Apply Credit Card


Bank of India Visa Gold Card Features:-

Below mention is the feature which comes with Bank of India Visa Gold Card.
• Whatever you will purchase by the Bank of India Visa Gold Credit Card that will be 51 days interest-free.
• Bank of India Gold Visa Credit Card Cardholder can convert easily your purchase into EMI. The value of the transaction is over 5000.
• Now Bank of India Visa Gold Card Cardholders can also transfer their outstanding amount of credit card on other bank credit card to Bank of India Visa Gold Card subject to a maximum of 75% of spending limit. Rs.10,000 is the minimum amount required to avail the balance amount transfer facility for other bank cards, and for India Cards it’s Rs.5,000
• Up to 5 Lakhs Bank of India Cardholders Can avail concession in the premium of Medical Claim insurance policy. This benefit is offered under a tie-up with National Insurance Co.Ltd.
• Bank of India Visa Gold Credit Card Cardholders can also withdraw cash from any ATM including other ATMs.
• Bank of India Visa Gold Credit Card Cardholders has to pay 10% of the bill on or before the due to date, by availing revolving credit card features. 1.70% Per Month on the 90 % outstanding balance will be charged from the Cardholders. The Visa Gold Credit Card Cardholders will be charged a rate of interest of 2.5% per month if the entire amount is overdue.

Bank of India Visa Gold Card Benefits:-

• BOI Visa Gold Credit Card is a photo Credit Card and this is accepted at over 2.5 Lakhs merchant locations and it can also use to withdraw cash from over 90,000 ATMs.
• Visa Gold Credit Card of Bank of India Cardholders has the option to convert their precious to EMI,s and return the same over flexible tenure. Cardholders are offered an affordable rate of interest, swivel credit facility at a preferable rate and interest-free credit for up to 51 days.
• 24/7 Customer guidance provided by the Bank of India for reporting stolen and lost cards etc.
• On every purchase by Bank of India Gold Visa Credit Card, you will get reward points.
• Bank of India Visa Gold Card Cardholders is also offered flexible credit limit on Supplementary cards.

Charges & Fee:-

Below mention is the Fee and charges related to Visa Gold Card Bank of India.
Service Charges & Fees.

ServiceCharges & Fees
Cash Advance Limit50% of his total spending limit subject to Rs.15,000 per day
Late Payment PenaltyRs. 100/- in addition to finance charges for minimum payment due greater than Rs. 1000
Over Limit ChargesRs. 100/- for each transaction
Cash Advance Transaction Fee2% (minimum Rs. 50) for each transaction.
Return of Cheque FeeMinimum of Rs 100
Air and Railway Booking chargesActual charges as prescribed by the Indian Railways or the acquirer bank
Credit Limit20% of annual income subject to a minimum of Rs. 30,000 and a maximum of Rs.200,000
Add-On Card FeeRs 350 per annum
Annual FeeRs 600 per annum
Charge Slip RequestRs. 100/- or actual whichever higher
Cheque Bounce FeeMinimum of Rs 100
Duplicate Statement Request ChargesRs 50

Note- Charges and Fees for Bank of India Visa Gold Credit Card are verifying and subject to frequent change. Kindly contact bank of India to learn more about prevailing rates before making a credit card transaction.

Bank of India Visa Gold Card Eligibility Required:-

The eligibility for Bank of India Visa Gold Card is as per the following.
• Bank of India Visa Gold Card Credit card is issued to individuals of Indian origin.
• The applicant must have a gross yearly salary of Rs.1. 50 lakhs or more to be qualified for this card.
• Non-inhabitant Indians and people of outside starting point who are as of now dwelling in India for business can likewise apply for this card.
• The client must have an exemplary CIBIL score and ought not to have defaulted on any installment of levy relating to Bank of India or whatever another bank.
• The candidate must have a relentless pay which will be checked from the pay assessment form proclamations and compensation slips.

Documents Required for Bank of India Credit Card Apply Gold Visa Card

The candidate will be required to present the records offered underneath to finish the application procedure for Bank of India Visa Gold Card International Card.

• Identity proof – either Driving license (DL), Passport, Voter ID Card, Pan Card, Adhar Card.
• Documents of income proof – last six-month bank statements, recently IT Returns, salary slip.
• Proof of Address – recent electricity bills or passport or Voter ID or telephone.

The reports required will change in light of the wage sort and occupation of the candidate. Do ask about the list of documents required for your profile and keep the archives prepared before beginning the application procedure.

Frequently ask a question (FAQs) Bank of India Gold International Credit Card.

Q1- Clarify the reward focuses plan and how would I recover my reward focuses?

For each Rs. 100 spent every month, the cardholder will be granted one reward point. The reward focuses will be aggregated over a year. At the season of restoration, the reward focuses will be balanced towards recharging expenses and the adjust focuses will be changed over to money and credit to the cardholders’ record.

Q2- What is the Billing cycle for Bank of India Visa Gold Card International Card?

The billing cycle for this Visa is from the sixteenth of the current month to the fifteenth of one month from now and the cardholder needs to pay the levy at the latest the sixth of resulting month. This cycle makes the installment procedure extremely advantageous for salaried clients.

Q3- What are the charges for a balance inquiry at ATM using the credit card?

Charges for balance inquiry using Bank of India Visa Gold Card International Card at ATMs is as per the following

At Bank of India ATMsNA
At other bank ATMsRS. 20


Q4- What the service charges for cash advance?

The service charges for cash advances using a bank of India visa gold credit card is mention below.

Q5- Can I utilize my Bank of India Visa Gold Card International Card to pull back money from ATM?

Yes, you can utilize your Bank of India Visa Gold Card International Card to pull back money from ATMs.

About Bank of India – History of bank of India

Bank of India was established on seventh September 1906 by a gathering of prominent representatives from Mumbai. The Bank was under private proprietorship and control until July 1969 when it was nationalized alongside 13 different banks.

Starting with one office in Mumbai, with a paid-up capital of Rs.50 lakh and 50 representatives, the Bank has made a quick development throughout the years and bloomed into a powerful establishment with a solid national nearness and sizable global operations. In business volume, the Bank involves a head position among the nationalized banks.

The Bank has 4963 branches in India spread over all states/union domains including specific branches. These branches are controlled through 54 Zonal Offices. There are 60 branches/workplaces and 5 Subsidiaries and 1 joint wander abroad.

The Bank turned out to its lady open issue in 1997 and take after on Qualified Institutions Placement in February 2008.

While solidly holding fast to a strategy of judiciousness and alert, the Bank has been on the cutting edge of presenting different creative administrations and frameworks.

Business has been led with the effective mix of customary qualities and morals and the most present day foundation. The Bank has been the first among the nationalized banks to build up a completely mechanized branch and ATM office at the Mahalaxmi Branch at Mumbai path in 1989.

The Bank is additionally a Founder Member of SWIFT in India. It spearheaded the presentation of the Health Code System in 1982, for assessing/rating its credit portfolio.

In no time Bank has abroad nearness in 22 outside nations spread more than 5 landmasses – with 60 workplaces including 5 Subsidiaries, 5 Representative Offices and 1 Joint Venture, at key saving money and monetary focuses viz., Tokyo, Singapore, Hong Kong, London, Jersey, Paris and New York.

How to Pay Credit Card Bill Online – Bank of India (BOI)

How to Pay Credit Card Bill Online – Bank of India (BOI)


In this article we will tell you how you can pay credit card bill online, bank of India (BOI) customers can now pay credit card bills online in a secure and safe manner from other bank internet banking account, if you want to use credit card facility without any trouble you have to pay your credit cards bill on time so your CIBIL score will be good and you can also apply for Home Loan and another one credit card, Car Loan, Two wheeler Loan, and many more facilities hassle free. I know still you have questions like how you can pay your bill and what is the process to pay credit card bills, now you don’t need to worried, below we are providing you the step by step to pay your bills.



Pay Online Credit Cards Bill – Bank of India (BOI)


  • first you have to visit on this page
  • after visiting this page you can see below on the page “Credit Card Bill Payments
  • after click on this “Credit Card Bill Payments” one new page will be open and you have to click on “Click to proceed for Payment”
  • When you will click on this “Click to proceed for Payment” one new page will be again open then you have to tick on “agree” and proceed.
  • Now you have to enter your credit card number and amount on the opened page.
  • After successfully payments you will get payment confirmation message along with a unique transaction reference number. That’s it you have successfully paid your credit card bills.


How to Pay Credit Card Bill Online – Bank of India (BOI)


The Way you can Pay your Credit Card Bills is mentioned below.

  1. Pay your credit card bill using your net banking.
  2. You may also directly visit to the bank official website to make a payment.
  3. If you are not aware about online payment. And, you have any doubt on online making payment, then you can also visit at the bank to make a payment of your credit card bills.
  4. We would like to give a suggestion, Please do not share your credit card or do not show it to any stranger.
  5. The best way to make a payment of credit card bills. If you are using your card regularly and you have to pay every month then you can add your credit card with your bank account. So bank will be deduct your balance directly.
  6. You can pay your bill according to your convenient. You can use any one method to make payment of your credit card bill as we have mentioned above.


What are the details required to make the Credit Card Bills.


  • You need to enter 16 digit credit card number of the bank of India.
  • Contact details.
  • Amount to be paid.
  • Bank through which payment is intended to be made.


What to do if I have entered wrong credit card number by mistake.


If you have entered wrong credit card number with the payment by mistake, please call bank of India (BOI) Customer care number and remember transaction reference number. In the case of failed transaction the payment bill will be deposit into your respective bank account within 5-7 days. For further clarification you may contact your bank of India branch or you can also get in touch with your bank customer care on this number – 1800 22 0229.


On this website you can learn about..

How to activate Net Banking

How to Activate Personal Banking

What is PPF Account

Bank of India Corporate Net Banking Login 

and much more….


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Bank of India Two Wheeler Loan – Apply Online BOI Vehicle Loan

Bank of India Two Wheeler Loans:-

Two Wheeler Loan (Bike) and Car Loan now providing  Bank of India, Now Everyone can fulfill their wishes who wants to apply a two wheeler loan, just check eligibility, Interest Rate, Feature and Benefits and apply for your dream bike or car. Nowadays everyone wish to buy at least two wheeler who don’t have much amount to buy a four wheeler. But we know lot’s of people cant purchase two wheeler or four wheeler. If you are also one of them then we have a good news for you.

Apply for Personal Loan

Now you can purchase two wheeler or four wheeler whatever you want. Bank of India (BOI) will help you to purchase a bike or a car. Bank of India will provide you a loan on the basis of your current salary or ITR. You just need to gives the document required by the bank. Below we are providing the required document for salaried or self employed by the Bank.

Document Required for Two wheeler Loan (Salaried people).

  1. Application form with photograph.
  2. ID Proof and age proof.
  3. Address proof.
  4. Bank statement at least 6 month.
  5. Last 3 month salary slip.
  6. Form 16 or ITR.

Note- Bank can ask you for more documents.

Document Required for Two Wheeler Loan (Self-Employed).

  1. Application form with photograph.
  2. ID Proof and age proof.
  3. Address proof.
  4. bank statement at least 6 month.
  5. Last 3 years income tax Returns with computation of income.
  6. Last 3 year CA Certified / Audit Balance Sheet and profit & loss account.

Note – Bank can ask you for more documents.


Two Wheeler Loan


A gathering of famous businessman people, having basic targets, established Bank of India in 1906. Recorded on the Bombay Stock Exchange (BSE), BOI gives a wide cluster of saving money and monetary administrations that spread crosswise over Retail Banking, Commercial Banking, Private Banking and Asset Management. In the retail managing an account division, the bank offers bike credits, among an assortment of different items.

Apply Online Two Wheeler Loan from Bank of India (BOI)

Most suburbanites in India don’t submit to activity rules, neither do they have extravagance of driving on impeccable streets. Given this circumstance, the smartest alternative is to utilize a bike for your day by day drive. The reality of the matter is that adolescents nowadays are enthusiastic about biking as an enterprise; whatever the reason might be, with BOI two wheeler loans budgetary help to go beyond and understand your fantasy of owning a bike. The bank gives bike credits at moderate loan fees, and with a scope of lucrative components and advantages.

Feature and Benefits Bank of India Vehicle Loan:

The customer can use the bank of India Vehicle loan facility to buy a two wheeler or a car.

The customer has to repayment within 5 years for a new vehicle, if availed by an individual.

For a second-hand vehicle, repayment period will be maximum 3 years.

Bike Loan Eligibility Bank of India:-

The Applicant should be a salaried individual, Professional, Self-employed individual, or Non-Resident India. if there should arise an occurrence of NRIs the credit is authorized mutually with an occupant Indian (close relative) of the borrower.

Two Wheeler Vehicle Loan Interest Rate Bank of India:-

The lending rate for two wheeler loans is base Rate + 4% This is 13.95% per annum at monthly rests.


Frequently Asked Questions (FAQs)


What is the handling charge for profiting bike credit from BOI?

For new and second-hand vehicles, it is 1% of the credit sum. Least of Rs.500 and greatest of Rs.10,000. The charges are twofold for Partnership firms/Corporate’s.

What kind of client is not qualified for BOI Star Vehicle Loan Scheme?

Hindu Undivided Families are not qualified to profit BOI Star Vehicle Loan Scheme.


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